ARE ONLINE WILLS WORTH IT? WILLFUL REVIEW (THE $2,300 DECISION)

Tom had been putting off his will for 3 years.

The 49-year-old engineer from Calgary knew he needed one, but lawyer quotes of $1,500-$2,500 kept pushing it to "next month's" to-do list.

Then he discovered Willful - online wills for $99.

Tom was sceptical that a $99 online will could replace expensive legal advice.

AND everyone told him estate planning was too important to trust to a website, that he needed "proper" legal counsel.

BUT when Tom researched Willful and compared it to traditional lawyer-drafted wills, he discovered the online option was perfect for his straightforward situation.

THEREFORE, Tom completed his will in 45 minutes for $99 instead of spending $2,300 and waiting months for lawyer appointments.

[START YOUR WILL TODAY]

The Willful experience:

What Tom got for $99:

• Legally valid will for all provinces

• Step-by-step guided questionnaire

• Plain English explanations

• Unlimited updates for 1 year

• Digital storage and access

• Executor guidance documents

The process:

• Time required: 45 minutes

• Questions: Clear and comprehensive

• Legal language: Automatically generated

• Complexity handled: Moderate estates

• Support: Chat and email available

Tom's situation (perfect for online wills):

• Married with two adult children

• Straightforward asset distribution

• No complex business structures

• No international assets

• Standard executor arrangements

Traditional lawyer comparison:

• Cost: $1,500-$2,500

• Time: 2-3 appointments over 4-6 weeks

• Complexity: Often over-engineered

• Updates: Additional fees each time

• Accessibility: Physical documents only

When Willful works well:

• Straightforward family situations

• Standard asset distribution

• No complex business ownership

• No international complications

• Budget-conscious approach

When you need a lawyer:

• Complex family dynamics

• Business ownership structures

• International assets

• Tax planning needs

• Contested estate concerns

Tom's breakthrough: "I realised I was letting perfect be the enemy of good. A $99 will that exists is infinitely better than a $2,500 will that doesn't exist because I keep procrastinating."

The procrastination cost:

• 3 years without a will

• Family at risk if something happened

• Potential intestacy complications

• Government distribution of assets

Willful limitations Tom accepted:

• No personalised legal advice

• Template-based approach

• Limited complexity handling

• No ongoing lawyer relationship

The value equation:

• $99 vs $2,300 = $2,201 savings

• 45 minutes vs 6+ hours = Time savings

• Immediate completion vs months of delays

• Annual updates included vs additional fees

Tom's result: Complete, legally valid will protecting his family for $99.

The lesson: Done is better than perfect, especially for straightforward situations.

Tom's $2,201 savings went straight into his TFSA, and his family is now protected.

Sometimes, good enough is actually good enough.